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In a forward you will agree now to pay a fixed price to receive the stock in the future. All financing costs/borrow costs/fees/dividends will be factored into the forward price rather than accounted for separately. When the forward matures you either take delivery of the stock
or you close it out by settling in cash, roll the forward to a future date if you want to keep exposure without taking delivery.
In a TRS you agree with the bank to receive price appreciation + dividends on one leg, and financing/borrow/fees on the other leg. They can be short duration swaps (in which case you roll them if you want to keep exposure) or longer term (in which case you
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