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Crazy idea: probabilistic asset transfers. Let's say I own an antique rug, appraised at $1000. Instead of selling it outright, I sign a contract with you: each day, we'll flip a coin; if it comes up heads, you pay me $500, if it comes up tails, I give you the rug.
Are there any scenarios where this makes more sense that selling outright? Maybe if the value of the asset fluctuates across coin flips? (btw, a coin would generally be a bad choice; the sale would end too quickly. You'd want something more like a 1/100 chance for $10/day.)
Liabilities with high maintenance costs, like debt. Make NPV of heads = NPV of tails
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