The one who invents this type of crime needs the second-order theory of mind, but the followers can just think in terms of actions and perception: "Let me peak at his pin and bank account without him seeing me, and if I succeed, then I empty his account".
"[With] pin & bank account # I may empty your account, if I know that you don't know that I know all this. But if I know that you know that I know, I won't touch it. Crime is triggered by fine iterated epistemic distinctions: that's why it's better left to experts."-J.van Benthem
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Spoil sport
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