Delta Airlines will charge unvaccinated employees $200 per month extra for their health benefits. But, they are not mandating vaccination.
While insurers are prohibited from charging higher premiums to unvaccinated people, employers themselves can.
Conversation
Replying to
Here's more information on what employers can do to require vaccination or use financial carrots or sticks to encourage it.
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A vaccine mandate means unvaccinated workers lose their jobs. A health insurance surcharge for unvaccinated workers is less coercive and likely less effective. It also opens up a hornet's nest of issues around whether people's behavior should affect what they pay for health care.
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One of the standards an employer wellness program has to meet is that it has a reasonable chance of improving health or preventing disease.
Assuming Delta's health benefits surcharge increases vaccine uptake, it's a no-brainer that it meets that standard.
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One has to wonder why Delta is going through all the complexity of a $200 per month health insurance surcharge for unvaccinated workers rather than the much simpler route of a straight up vaccination requirement.
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If states move to ban vaccine mandates, employers may instead look to financial sticks to encourage vaccination like Delta Airlines.
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Why should anyone fly on a plane with unvaccinated cabin crew? F-cking madness!
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Replying to
This is essentially a stick. Plus they will have to test once a week and wear an indoor mask
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Freedom isn't really free.
Maybe these anti-vaxers will finally realize their obligations and be part of the Team.
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Show replies
it doesn’t make any sense to be prohibited from raising rates on anyone who is partaking of risky behaviors or lifestyles. If I started smoking at 49 and my doctors and insurance companies were aware of that I believe I would get quite a hike in my premiums.
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