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kimmaicutler's profile
Kim-Mai Cutler
Kim-Mai Cutler
Kim-Mai Cutler
Verified account
@kimmaicutler

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Kim-Mai CutlerVerified account

@kimmaicutler

Partner at @initialized. Previously @techcrunch. When life hands me lemons, I make tarte au citron.

San Francisco
medium.com/initialized-ca…
Joined April 2008

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    Kim-Mai Cutler‏Verified account @kimmaicutler 9 May 2018
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    Kim-Mai Cutler Retweeted Laurie Macfarlane

    “Homeownership is a gerontopoly.... Homeownership isn’t making younger generations wealthier. Rising real home prices effect a transfer of wealth from younger generations to older ones.” http://cityobservatory.org/gerontopoly-homeownership-wealth-and-age/ …https://twitter.com/l__macfarlane/status/994144963997904896 …

    Kim-Mai Cutler added,

    Laurie Macfarlane @L__Macfarlane
    The property ladder model of wealth accumulation was a one-off which can’t be repeated. It worked by creating huge windfall gains for some at expense of others. Trying to keep show on the road by giving young people £10k to plough into property will not help over long-term IMO https://twitter.com/resfoundation/status/993889532859863041 …
    8:49 AM - 9 May 2018
    • 31 Retweets
    • 81 Likes
    • Nicky Blue PT TOD-zilla Cathy Reisenwitz 🏗🌐🥑 David Watkins @lahosken K. Langoso 🇧🇷🔴 Nicholas Moryl Henrik Bennetsen
    6 replies 31 retweets 81 likes
      1. New conversation
      2. Laurent Hasson‏ @ldhasson 9 May 2018
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        Replying to @kimmaicutler @slightlylate

        N'importe quoi. Older generations typically have more assets. Over time, assets appreciate due to inflation. It's physics! Buy a home now when you are younger, to benefit from this phenomenon when you are older. Ergo, it does make younger generations wealthier!

        1 reply 0 retweets 1 like
      3. Kim-Mai Cutler‏Verified account @kimmaicutler 9 May 2018
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        Replying to @ldhasson @slightlylate

        but.... houses in the Bay Area were 3-4X median incomes in the 1970s and now they're 10X incomes... soooooo will they be like 30X incomes in a generation and if so, who will be able to afford them?

        2 replies 0 retweets 6 likes
      4. 6 more replies
      1. Army ⭐️OF ⭐️One‏ @KemSorrell 9 May 2018
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        Replying to @kimmaicutler

        Interesting.

        0 replies 0 retweets 0 likes
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      1. Rob Frances‏ @RFrances2 9 May 2018
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        Replying to @kimmaicutler

        Property wealth transfers to next generations. It's been happening for centuries. Rich families beget rich children, who pass it to their heirs. And this "hot take" is incorrect: property wealth accumulation is created weekly, but is often a slow process. Landlords won "the game"

        0 replies 0 retweets 0 likes
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      1. Jon Ferraiolo‏ @JonFerraiolo 9 May 2018
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        Replying to @kimmaicutler @slightlylate

        Home ownership has always been a financial risk. Many Americans lost their homes in 2007-2009, and many more will do the same in the next recession. People in Sonoma, Napa, Santa Rosa, Santa Barbara lost due to natural disaster. Wait until the earthquakes come for the rest of us

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      1. New conversation
      2. If you meet 60+-year-olds, quarantine like one‏ @poiThePoi 9 May 2018
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        Replying to @kimmaicutler

        The problem is that any fix is likely to annihilate the wealth of the last generation to buy in. Thank god I'm only at 3x income, so you'll only wipe out 15% of my lifetime after-tax income, but still... /5% inflation target now.

        1 reply 0 retweets 1 like
      3. If you meet 60+-year-olds, quarantine like one‏ @poiThePoi 9 May 2018
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        Replying to @poiThePoi @kimmaicutler

        I'd like to leave with 80% of my dollar value. Nobody ever said how much those dollars had to be worth.

        0 replies 0 retweets 1 like
      4. End of conversation

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