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kimmaicutler's profile
Kim-Mai Cutler
Kim-Mai Cutler
Kim-Mai Cutler
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@kimmaicutler

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Kim-Mai CutlerVerified account

@kimmaicutler

Partner at @initialized. Previously @techcrunch. When life hands me lemons, I make tarte au citron.

San Francisco
medium.com/initialized-ca…
Joined April 2008

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    1. Kim-Mai Cutler‏Verified account @kimmaicutler 28 Jan 2018
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      The Uber-SoftBank deal and the Dropbox IPO may cancel out any downward pressure on prices from changes to the mortgage interest deduction, which means that...https://www.nationalmortgagenews.com/articles/what-tax-hit-san-francisco-housing-heating-up-as-tech-ipos-loom …

      4 replies 15 retweets 31 likes
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    2. Kim-Mai Cutler‏Verified account @kimmaicutler 28 Jan 2018
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      people who are rich enough to be Bay Area homeowners but who don’t have enough to do all cash/more cash will just be spending $2-3K more per month on housing/mortgage costs, which just puts homeownership more out of reach for tenants.

      2 replies 1 retweet 24 likes
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    3. Skip Pile‏ @skip_sf 28 Jan 2018
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      Replying to @kimmaicutler

      The key is to allow people in wealthy parts of the city to subdivide their lots to absorb this capital. Instead of spending it on rentier behavior, or forcing development only in poorer parts of the city, should instead build more where it doesn't impact tenants.

      1 reply 0 retweets 1 like
    4. Martha Bridegam‏ @MBridegam 28 Jan 2018
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      Replying to @skip_sf @kimmaicutler

      Do consider, however, that some single-family districts are not rich, and homeownership is not the same as wealth or ability to redevelop. Sometimes members of an extended family live in the house and have been mining its equity for living expenses for, say, the last 15 years.

      2 replies 0 retweets 0 likes
    5. Skip Pile‏ @skip_sf 28 Jan 2018
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      Replying to @MBridegam @kimmaicutler

      Subdividing allows extended families to continue to mine that wealth. It's how my extended family could continue to stay in place over generations in a community while taxes continued to increase on our land and property.

      1 reply 0 retweets 0 likes
    6. Martha Bridegam‏ @MBridegam 28 Jan 2018
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      Replying to @skip_sf @kimmaicutler

      Do you mean ADUs, for example? Sale of partial lots to other buyers?

      1 reply 0 retweets 0 likes
    7. Skip Pile‏ @skip_sf 28 Jan 2018
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      Replying to @MBridegam @kimmaicutler

      Yes and yes. Along with using that capital to build up, rather than have only option be to purchase in lower cost areas of the city.

      1 reply 0 retweets 0 likes
    8. Martha Bridegam‏ @MBridegam 28 Jan 2018
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      Replying to @skip_sf @kimmaicutler

      So yr idea would be, e.g., if a family had the good fortune to own a Sunset District 25'×120' lot, they could sell the back half to an arm's-length purchaser/builder? So, "Yes, In Your Back Yard"? Not necessarily dismissing this -- but, hm: easements? Construction logistics?

      2 replies 0 retweets 0 likes
    9. Skip Pile‏ @skip_sf 28 Jan 2018
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      Replying to @MBridegam @kimmaicutler

      Both issues can be addressed. We see evidence of this kind of building in the Mission around early 1900's. One of my friends lived in a cottage on separate lot that was in the backyard of another building.

      1 reply 0 retweets 1 like
    10. Martha Bridegam‏ @MBridegam 28 Jan 2018
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      Replying to @skip_sf @kimmaicutler

      ADUs anyway seem more attractive to actual homeowners than the notion of selling for redevelopment -- except in the case of an elder's death when all of the children have their own stable homes. Then you've got a case where no one in the transaction faces a bad forced choice.

      1 reply 0 retweets 1 like
      Kim-Mai Cutler‏Verified account @kimmaicutler 28 Jan 2018
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      Replying to @MBridegam @skip_sf

      increasingly in the Bay Area, you'll have an elder's death where none or few of the children have stable housing situations. And then they'll have to fight over the asset, sell it, split it, etc.

      12:28 PM - 28 Jan 2018
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      • Ask Me About Prop. 15 Skip Pile Martha Bridegam
      1 reply 0 retweets 3 likes
        1. Martha Bridegam‏ @MBridegam 28 Jan 2018
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          Replying to @kimmaicutler @skip_sf

          The community-breaking problem is lysis -- house sold, mortgage debts paid, small overages divided among kids, family dispersed. Worst hit can be disabled adult children.

          0 replies 0 retweets 0 likes
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