The US federal government and its flood insurance programs encourage this behavior. http://www.nola.com/katrina/index.ssf/2015/05/footprint_gentrification_katri.html …https://twitter.com/deaneckles/status/903308229970542593 …
building lots of housing there would not be financially feasible if it weren't for federal govt-backed flood insurance underpricing the risk
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these places have been settled centuries before the introduction of federal ins. policies, no different than Californians
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money is worth less than u think when it comes to determining people's connection to a place
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