"distorting the cost of owner-occupied housing relative to other investments"...? interest on all other investments is deductible as well.
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... relevance...? I'm talking about the integrity of the tax system and the economic meaning of interest deductions. It's a kludge.
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There are costs to addressing problems with ad hoc band-aid solutions instead of fixing the actual underlying issue. Sim. to technical debt.
End of conversation
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