Actually it was not originally designed to help homeowners. http://scholarship.law.duke.edu/cgi/viewcontent.cgi?article=1561&context=lcp … https://twitter.com/rsg/status/777064914678534144 …
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access to credit so bad that non-profit Provident Loan Societies were created by Vanderbilts, etc to create alternatives
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to loan sharks.
End of conversation
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