The US housing system is not a market. It's mortgage socialism for the middle & upper class.https://twitter.com/dkmin/status/766436926987509760 …
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all valid points & the math all works until rates get to 0% & lending stds get too loose & wages don't keep up
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...then many young people can never afford housing & when old people die there aren't enough who can afford...
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...to buy their houses. We are either there or will be within 8 yrs or less based on US demographics
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