We didn't actually solve this problem after 2008. We blamed the banks and just kicked the can down the road. http://www.economist.com/news/leaders/21705317-americas-housing-system-was-centre-last-crisis-it-has-still-not-been-properly …
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lack of affordable new construction.
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driven partly by land values (on supply side) and attractiveness of housing as an investment (not shelter) on demand side.
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