The CFPB and FHFA make it basically illegal for many tenants to get a mortgage. This is the inevitable result.
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They don’t want people to be saddled w ARMs or other deceptive practices that proliferated pre-2007, no? What would be a better way?
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That seems .... bad.
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This should be regulated and in many cases prohibited.
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Biggest danger to the middle class is the USA becoming a nation of renters versus home owners
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Yep, and that was done under government help to bail out banks.
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This is 2016 data. This summer alone I have seen lots of new investors flood the market
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I wonder what accounts for the lower numbers in the northeast. (Also DC
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there is a lot of noise in some of this data.
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While single family rental did increase substantially in many places after foreclosure crisis, especially in many Sunbelt metros, it was never a very low % of rental in most states. And if include 2-4 units, it was about half of rental nationally before crisis.
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It’s kinda interesting that the widest variation in ownership rates across cities and structure types seems to come from attached SF (though not sure how it’s changed since 2000) https://twitter.com/samh510/status/1183901231867203584?s=21 …https://twitter.com/samh510/status/1183901231867203584 …
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