I think they intend the change physical constants of the universe.
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@MichaelWWara There are two major ways, one is taking over insurance (ie flood insurance) the other, much better, way is to make CA communities more fire safe through major commitment to forest mgmt -
Both completely doomed to fail.
End of conversation
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Love that CA is expected to come up with 2 separate insurance offerings to bail out homeowners, but not a single state of CA run health insurance plan.
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Basically, risks can't be rated by admitted carriers accurately. So they drop out. Surplus lines insurers step in, and cherry pick.
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