Which part of the Bay Area do they represent? This sounds unusually high to me. What I see more of is people just moving or planning to move back into their parents’ homes when they have kids and doing some ADUs, expansions to accommodate.
For the current all cash price of a Bay Area home or just the down payment?
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I lack the financial knowledge to know how much they could be approved for, but it wouldn’t surprise me if they were able to get much more than a down payment.
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