You can throw or vote your school board or government out of power. If a consumer finance tech company has duo/monopolistic power and uses that to make a consumer sign an arbitration clause, what recourse do they have if they are misled?
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This is not just messy, it’s a massive conflict of interest.
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There are analogous hybrid organizations like Fannie Mae, Freddie Mac, central banks, that have been more and less successful in different circumstances
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Last three words of that sentence might be an issue.
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I think it can be argued in either direction. Prior to Fannie/Freddie, the US housing market was dysfunctional in a different way. Required 50% down. No widely available standard financing terms.
9:05 AM - 28 Dec 2018
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