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kimmaicutler's profile
Kim-Mai Cutler
Kim-Mai Cutler
Kim-Mai Cutler
Verified account
@kimmaicutler

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Kim-Mai CutlerVerified account

@kimmaicutler

Partner at @initialized. Previously @techcrunch. When life hands me lemons, I make tarte au citron.

San Francisco
medium.com/initialized-ca…
Joined April 2008

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    1. Kim-Mai Cutler‏Verified account @kimmaicutler 7 Jun 2018
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      Replying to @obrien

      much of New York City is significantly cheaper than the peninsula/South Bay bc they keep building in line with population and economic growth. If you have lack of growth, there is no way to pay for the city/state's long-term liabilities which are already cannibalizing services.

      2 replies 0 retweets 4 likes
    2. Kim-Mai Cutler‏Verified account @kimmaicutler 7 Jun 2018
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      Replying to @kimmaicutler @obrien

      if property owners on the peninsula/South Bay actually paid a sufficient amount of property tax, such that their governments didn't have to rely on tech to pay for infrastructure/services, I would be like OK, you can be left alone. But that's not actually what happens.

      2 replies 1 retweet 2 likes
    3. Louis Gray‏ @louisgray 7 Jun 2018
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      Replying to @kimmaicutler @obrien

      Taking our Sunnyvale house as an example... we paid about $12k of property taxes last year. $1k a month. If you use the current estimated value of the home as the assessed value, we should have paid more than $28k. A 16k difference is a huge one for a single family.

      1 reply 0 retweets 2 likes
    4. Louis Gray‏ @louisgray 7 Jun 2018
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      Replying to @louisgray @kimmaicutler @obrien

      The challenge becomes how you extract more taxes from a property owner who has not realized any financial benefit from the property's estimate increasing. The price, theoretically, could go down, or they may not ever have a selling event.

      1 reply 0 retweets 1 like
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    6. Louis Gray‏ @louisgray 7 Jun 2018
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      Replying to @pt @kimmaicutler @obrien

      By millionaire grandmas, are you referring to me as a 40 year old male with kids in elementary school or my wife? And would you suggest we downsize our 4 bedroom with five individuals? Or would you suggest us allowing the kids to complete elementary school to be camping?

      0 replies 0 retweets 1 like
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    8. Louis Gray‏ @louisgray 7 Jun 2018
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      Replying to @pt @kimmaicutler @obrien

      I envy your ability to buy additional homes, and would suggest that is an unusual opportunity held only by a fraction of 1%. Seeing our property tax rates go up in line with property values would not be the end of the world, but we would notice.

      1 reply 0 retweets 2 likes
    9. Kim-Mai Cutler‏Verified account @kimmaicutler 7 Jun 2018
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      Replying to @louisgray @pt @obrien

      The two things go hand in hand. If you expect your property taxes to rise at a different clip, you'd be willing to pay less for the house in the first place. No system operates with property taxes 100% perfectly tracking real-time property values though.

      1 reply 0 retweets 4 likes
    10. Louis Gray‏ @louisgray 7 Jun 2018
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      Replying to @kimmaicutler @pt @obrien

      This tweet assumes the home was purchased for investment reasons and not for actual use, though. While its value has gone up in the eight years since we bought it, we planned to stay for much longer.

      1 reply 0 retweets 0 likes
      Kim-Mai Cutler‏Verified account @kimmaicutler 7 Jun 2018
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      Replying to @louisgray @pt @obrien

      No, it's not. It's a similar dynamic to interest rates. If interest rates are higher, housing prices either don't appreciate as fast or even decline because as you allocate more to pay on interest and less to pay for the house itself.

      1:52 PM - 7 Jun 2018
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      1 reply 0 retweets 1 like
        1. Lukas Bergstrom‏ @lukasb 7 Jun 2018
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          Replying to @kimmaicutler @louisgray and

          Please correct me if I'm wrong, but Louis still take a financial hit in his current situation? unless we repeal Prop 13 (which we must!) only for new purchases.

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