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Real world credit scoring doesn't work. You'd have to solve that first. There are some projects tackling that issue (decentralized credit scoring) but it's a hard task to take on for sure.
Re-creating the same businesses *but this time on blockchain* isn’t gonna fly imo (decentralized Facebooks)
Using existing data to use in new business models is interesting, eg. using real world credit scores to support zero-collateral lending in #defi
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I’d for sure prefer to have decentralized credit scoring system to the mess we currently have, something like
@Bloom is building In reality I don’t believe we’ll be able to battle the network effects of the current system anytime soon
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Yeah, the only way blockchain can disrupt existing businesses is if accompanied by a strong enough data rights social/political movement. For now industries that don't depend solely on monetizing personal data make the most sense for crypto, i.e. finance.
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Well put. That’s why I’m generally bullish on Defi (though not a fan of this term)
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bullish on DeFi protocols bundled into centralized apps(with a right value proposition).
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Agree, great UI and ease of use of the apps are gonna define the success of the underlying protocols
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Not only will recreating centralized businesses like Facebook/Uber not work on a blockchain, it *can't* work. Blockchains cannot ever scale to do what Facebook and Uber do (process petabytes of data a day).
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Facebook alternative that don't sell your data, and don't leak it to hackers sounds quite attractive to me. But network affect is the most important, if no-one is using it, no-one will use it.
Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi
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Čini se da učitavanje traje već neko vrijeme.
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