2/ Our mission is making money work without borders. It needs to get
faster,
cheaper,
more convenient
to use your money. Wherever you are.
To pay, to get paid.
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3/ Instant transfers at 23%
Meaning it takes less than 20 seconds (!) for money to get to the recipient’s bank account.
Some instant to India slowed down to multiple minutes
Mexico is a new instant destinationpic.twitter.com/skyueZ70R7
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4/ At the same time, it’s getting faster across our network
44% of transfers arrive in less than 1 hour
77% in less than 24h
https://transferwise.com/gb/blog/how-fast-was-transferwise-in-2019 …pic.twitter.com/120UaTRE0W
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5/ We couldn’t reduce price in Q4
Accepting ACH got more expensive in the US; and so did sending money from cards in EUR, USD, DKK. Average fees are now at 0.75%
We (obviously) don’t like the higher cost of ACH and cards in the US, so we built a workaround. Next slide!pic.twitter.com/YPhmkLse6x
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6/ Now you can use
@TransferWise directly from your bank’s app
@StanfordFCU and Novo became the cheapest banks to make international wires in the US. Wait, cheaper than using the@TransferWise app?
pic.twitter.com/YfzQrDj5KR
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7/ EQ bank became the *best* bank for international wires in Canada

pic.twitter.com/UDrUMCsmjj
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8/ More countries and currencies
Launched in Malaysia and _immediately_ became the cheapest option for sending money from the country.
Botswana pula’s our 56th currency livepic.twitter.com/9jesm6TzvB
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9/
@TransferWise debit cards launched in Singapore
(BTW we have 130 people in our SG office and 20+ open roles!)pic.twitter.com/tJkW2XNuYh
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10/ Borderless gets account numbers in Belgium and Poland
We added PLN to your list of local account numbers (next to US, UK, AU, NZ, EUR)
We are migrating your Euro IBANs from DE to a much faster BE integration.pic.twitter.com/dpc7p8KWdS
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11/ Easier to receive money
In addition to bank accounts, you can send money to MC or Visa card numbers. Popular in Eastern Europe.
In Asia, we’ve brought 150m wallet holders into the TransferWise network across Indonesia, Malaysia and 6 wallet operators.Prikaži ovu nit -
12/ Direct debits in UK and Eurozone

Pay your rent, utilities, phone bills directly from your borderless account.pic.twitter.com/RDe3FK4tY9
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13/ … and supporting merchants via
@goCardless
GoCardless customers can collect recurring overseas payments at the real exchange rate in GBP, USD, EUR, SEK, DKK, CAD, AUD and NZD — all powered by @TransferWise.pic.twitter.com/bqBM8wJjXr
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14/ Support is getting faster
But it is hard for all support teams to keep up with our growth, the 600,000 calls and emails we get per quarter.
Thank you for bearing with us.
pic.twitter.com/RqJ8TtEt2H
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15/ Document verification got smarter
We’re now checking ID documents in app for blurriness and other simpler issues, which typically cause delays in onboarding new customers.pic.twitter.com/X9VGenuw7N
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16/ Transparency as a Service
1. Banks make an effort to hide their fees in exchange rates.
2. We’ve reverse engineered the markups and built a comparison site.
3. Now the API and data are free to use in your own apps.
https://api.transferwise.com/v3/comparisons/?sourceCurrency=GBP&targetCurrency=EUR&sendAmount=10000 …Prikaži ovu nit -
17/ Uptime
All of @TransferWise is coded into about 300 independent services, which have to get along to give a smooth user experience. About 200 code releases every day make it trickier. Last quarter 99.6% was the functional uptime - users were able to make transfers.pic.twitter.com/9X9rnFao59
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18/ Join us
We have lots to do on our mission and we need help. 345 open roles currently in 13 locations around the globe.
Engineering
Product Managers
UX Research
Regulatory Expansion
Asia Expansion
People Operationshttps://transferwise.com/jobs/ Prikaži ovu nit -
19/ … jeez this was just 3 short months. The full mission update is here.https://transferwise.com/gb/blog/mission-update-q4-19 …
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