Conversation

Can someone ELI5 why pensions exist for jobs that aren't expected to beat your body in to disability through the course of service? I get it for super physically demanding stuff where injuries are high, like firefighting and infantry but why for postal workers & teachers?
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I don't think pensions are designed to be based on your ability to work after you stop working at your job, they're designed to give people a steady income after they retire from their job.
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The assumption being that the job where they're earning their pension from, will probably be their last job before they retire.
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