Jason Gross

@jasonbgross

CEO & . New York, NY. Opinions my own.

Joined April 2012
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  1. Retweeted
    Dec 5

    This Tuesday goes in depth on credit scoring: Improve of eliminate? kicks off the discussion w/ Nicholas Schmidt and I debate. Tune in 3pm:

    9 retweets 14 likes
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  2. Dec 1

    This report shows the failings of the traditional banking system: $15B/yr charged in overdraft fees, trapping poorest in endless cycles of debt. Banks should be expanding access & lowering costs for the most vulnerable, not profiting off those struggling to make ends meet.

    Rather than competing on quality service and attractive interest rates, many banks have become hooked on exploitative overdraft fees to feed their profit model. We will be taking action to restore meaningful competition to this market.
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    2 retweets 5 likes
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  3. Retweeted
    Sep 29

    Come work with me! 😁

    . is looking for an Engineering Director (Remote optional) (New York)
    1 retweet 1 like
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  4. Jun 25

    Hard to overstate the importance of research like this. A better algorithm can't fix the problem when the underlying data doesn't exist. We have to think more broadly about what constitutes credit data in order to build an inclusive financial system.

    2 retweets 5 likes
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  5. Retweeted
    Jun 10

    Apply for this job. Seriously. If you have questions DM or call me or whatever, I'll spend hours with you. But this will be one of the most impactful jobs in fintech for the next 4 years. Link in the 🧵

    9 replies 49 retweets 168 likes
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  6. Retweeted
    Jun 8

    Buffet's Berkshire Hathaway $500M investment in is a huge win for the company and Latin America. It's a recognition that LatAm Fintech is just getting started and there's a lot more value left to be unlocked!

    2 replies 12 retweets 88 likes
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  7. Jun 7

    An incredibly clear articulation of the challenges and opportunities in building a more inclusive credit system. Bravo

    Newsletter: Solving the Credit Invisibility Problem Building a good credit builder product is harder than it should be. This hasn't stopped plenty of fintech companies from trying, but there's a better way.
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    1 reply 1 retweet 3 likes
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  8. May 19

    The pandemic exposed some of the many flaws in credit scoring. It’s time we adopt cash flow underwriting to make the system more accurate and more inclusive

    The Federal Reserve warns that the almighty credit score might have gotten less reliable during the coronavirus pandemic.
    1 retweet 11 likes
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  9. Apr 27

    Today, we at announced our newest venture, Prism Data (). Prism will make our next generation transaction intelligence platform, and our CashScore, available to other businesses for the first time. This is our story:

    6 retweets 42 likes
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  10. Retweeted
    Feb 24

    Congrats to the team! $127mm more to go towards underserved and underbanked consumers.

    2 replies 6 retweets 42 likes
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  11. Feb 24

    Excited to announce our expanded relationship with and . We've already put this capital to work, expanding our member base to over 100,000 people—most of whom had little to no credit history when they started with .

    1 retweet 7 likes
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  12. Feb 4

    Your data, your choice. We're standing up for the consumer's right to access and control their own financial data.

    6 retweets 31 likes
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  13. Jan 20

    🙌

    It's never too early to start building credit. Shout out to for being recognized as one of the best credit cards for college students for 2021
    3 likes
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  14. 31 Oct 2020

    First rung on the ladder of financial inclusion. More bank accounts means more banking history. Next, we must treat banking history as credit history.

    Bank accounts are getting cheaper, more accessible. -47% of US non-interest checking accounts are free, the most since 2010 -For accounts that aren't free, fees are $5.27, a six-year low -The average minimum opening balance is now $156, a six-year low
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    1 retweet 7 likes
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  15. 24 Sep 2020

    HUGE day for and the incredible team that's enabled us to reach this milestone. We're just getting started!

    Valar triples down on Petal, leading $55M Series C round into the credit card disruptor by
    1 reply 3 retweets 25 likes
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  16. 10 Sep 2020

    Our current credit system is unreliable during economic volatility and inequitable amid important demands for racial justice. I wrote for Bloomberg ( Insights) about why the events of 2020 should spur us to finally move on from credit scores.

    4 likes
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  17. Retweeted
    29 Jun 2020

    With loans in deferral, credit scores based on repayment history no longer work. Lending based on income, assets, and ability to pay makes all the sense in the world.

    14 replies 23 retweets 194 likes
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  18. Retweeted
    5 Mar 2020

    Until now, user interviews have been too tedious to schedule on an ongoing basis at startups with limited resources. , our genius lead designer , pioneered a no code solution to automate the entire process and make it unbelievably easy.

    This Tweet is unavailable.
    2 replies 1 retweet 7 likes
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  19. Retweeted
    13 Feb 2020

    Subscription fatigue got you down? The team is here to help! Introducing 'Subscriptions Center' to keep track of your subscriptions and total spent on them each month:

    2 replies 5 retweets 19 likes
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  20. 4 Feb 2020

    🙌

    Online lender Petal hires Kabbage’s chief risk officer
    2 likes
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