Only 4% of people wait until age 70 to collect Social Security, despite far more money per month. That tells me: 1. Many have high time preference 2. They hate their jobs 3. They're in poor health or don't expect to live long 4. They're broke 5. Some combination of the above
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Replying to @Mangan150 @FreeNortherner
Tells me they expect a significant likelihood of the government collapsing before they do.
3:50 PM - 15 Dec 2017
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