Conversation

I have what’s considered “good” insurance. I pay $120 a month for it, & the insurance company doesn’t pay for a god damn thing until I’ve paid $2000 out of pocket. A lot of ppl don’t have 2 grand laying around bc THEY’RE PAYING FOR INSURANCE. I scream about this pretty regularly.
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Car Ins, ATV Ins, Dog Ins, Health Ins, Renters Ins, Life Ins, ST Dis. Ins, Phone Ins, CCW Ins... Why TF do I have so many insurance policies? No wonder it is a $1.2 trillion dollar industry...
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It’s like gambling but lol I would NEVER spend that much money at a casino Is this procedure going to cost me $0 out of pocket or will it be $384883.74 on top of the hundreds of dollars a month I spent on premiums? There’s no way to know.
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Please, i've been getting the same treatments on a regular basis for SIX YEARS and insurance has the nerve to sometimes be like "but was it medically necessary tho."
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I just got a biopsy done without checking if my insurance covered it first. Because I need to know if I have cancer regardless!!!! So living in fear until THAT bill comes.... 🙄
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