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They're lending this out on the back end for more with unknown collateral quality. No reward without risk
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It does compound every month. We pay out interest at the end of each month on your monthly average balance. So each month it's a fresh snapshot of your balances throughout the month.
Plus, no lockups and no limits!
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Wish I could transfer all of my xrp from Coinbase to your Platform without trading it to another coin 😢