Where can I pay for Adulting-as-a-Service?
I'm scared of what counts as a major insurance problem if an entire type of insurance refusing to help at all is minor.
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I am guessing you don’t live in the US? A major insurance problem is you get a severe abdominal ache and go to the hospital and they discharge you three hours later because it went away and then in a few weeks you get a bill for $100,000 and your insurance says “we’re not paying”
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This is totally legal and actually happens. Late last year US Congress considered a bill to make it illegal, were lobbied heavily by financially interested parties, and decided “yes, allowing this is definitely in our interest as elected politicians.”
End of conversation
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I’m curious if you have an opinion on how much principal–agent conflict there would be, if you or your mother had tried to outsource this work (assuming competency of the specialists).