How I got rich on the other hand :https://sivers.org/richand
It's a slog, but it's the same principle: aggressively select what you spend on so that it's what you need - not more, not less. Prioritize high interest debts. Always be saving: you need a safety net ASAP. There's great advice & inspiration in the personalfinance subreddit.
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Sounds gr8. 1 thing Id like to share tho. Checkout Dave Ramsey’s snowball method. It prioritizes your smallest debts 1st, regardless of interest rate. ‘Focusing on paying down the debt with the smallest balance tends to have the most powerful effect on people's sense of progress’
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Indeed! I add a caveat: Even if you are "ahead" in payments, if you miss a pay date you are actually behind on your loan. Thus, it's safer prudent to save until you can pay a loan in full. That way you can't fall behind on it, and if something bad happens you don't miss pay day.
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