So you don't understand how insurance operates (or for that matter, how businesses operate), and you've given no thought at all about what residents of a neighborhood will do when widespread theft puts their groceries & pharmacies out of business.
Not anymore. Certain areas of the US, including San Francisco, have experienced massive spikes in property crime AND violent crime over the past 13 months, & police officers are leaving in droves. Returning to the former status quo, flawed as it was, would be a great improvement.
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It's "weak" when local governments deliberately sabotage it.
End of conversation
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