So you don't understand how insurance operates (or for that matter, how businesses operate), and you've given no thought at all about what residents of a neighborhood will do when widespread theft puts their groceries & pharmacies out of business.
In that tweet you just deleted, where your position was pretty much that thieves should be allowed to take what they want & not get punished for it.
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You also made the argument when you wrote, "So when people aren’t able to obtain their basic needs... I’ll tell what they do, they try to survive anyway they can. Sometimes the only way they can prevent starvation is by taking what they need." That's pro-theft.
End of conversation
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