At this point are there any politicians WITHOUT classified documents in their homes?
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Tim Lucas 
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Tim Lucas 🏠’s Tweets
My dad had the blue version and we pulled trees out of the ground with it. Now THAT was a truck.
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Today's F-150 owners like to describe their vehicle as "powerful" and "rugged" -- while using it mostly for "shopping/errands" and "pleasure driving." (The vast majority don't tow anything all year.)
axios.com/ford-pickup-tr
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I was super interested in this gorgeous property until I learned that the Navy performs 12,000 jet aircraft touch-and-go landings per year on an airstrip next door.
What environmental nuisances have you run into when searching for a property?
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Just know the terms, amortization schedule is key,
Shop around for rates, lender fees, don't be naive
Payments on time, that's the name of the game
A mortgage is a huge responsibility, don't play it lame.
#MortgageRap
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Rates are low, now's the time to buy
Don't miss out, don't even try
To wait, 'cause prices they will soar
And you'll be stuck renting forevermore….
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Asked ChatGPT to write a mortgage rap for Twitter.
I got a mortgage, it's a big loan
Gotta make payments, gotta stay on
Gotta keep that credit score strong
Or you'll be singing a different song
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Either this advertiser hasn’t updated their rates in a while or I just spontaneously transported to April 2021.
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Books I read in 2022 in case you need some ideas for 2023.
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Good week: Old Man and the Sea
Bad week: Brothers Karamazov
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I'm reading a book a week in 2023. Classics, sci-fi, nonfiction, or anything people highly recommend. I'll keep adjusting the list. Start on Monday, done by Sunday. Might make lowkey videos of takeaways. If you want to read along, the current list is here: lexfridman.com/reading-list
House prices be like...
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Posting a picture of a Mastadon. Hopefully this isn't my last tweet.
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Cool stuff about DSCR loans:
💵Buy an investment property based on its cash flow, not personal income
📑No tax returns or W2s
👍First-time investors okay
🏦Interest-only loans available
📜Buy in the name of an LLC
🕐Close in 20 days
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Trust your instincts.
If an opportunity doesn't feel right, keeps you up at night, and feels like a weight on your shoulders, get out of it as fast as you can.
I've done this 3 times this year, and so far it's been the right choice every time.
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There’s a helium shortage and MRI machines can’t run without it…and these guys are peddling floating clown fish. twitter.com/Pessestore/sta
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People want to know. Where can I find a full list of USDA home loan construction lenders in the U.S.? Look no further: myperfectmortgage.com/list-of-usda-c
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Definitely nothing legal…Anyone want to throw out some theories?
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The Fed realizing they overdid it on stimulus and hoping for an epic save.
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Who would have ever thought 6.29% would look so good?
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From . If you're a first-time homebuyer who is paying 4 digits per month more than you planned, don't worry, you'll get through it. Someday you'll be glad you pulled the trigger.
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Zero down construction loan? Difficult, but not impossible.
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You can get a zero-down USDA "rural" home loan about an hour outside of New York City. Think about that.
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A non-permanent, non-citizen resident of the U.S. can get an FHA loan. You need an SSN, US credit score, plus an EAD or have been employed by your H-1B employer for 1 year.
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You know you're a mortgage nerd when you start going to Fred Meyer's website to order groceries and your browser takes you to Freddie Mac's mortgage rate survey and you don't even notice.
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Why does this make me so happy?
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For the good of Christmas... stream #TheSantaClauses now on @DisneyPlus! 
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It’s supremely entertaining to watch Musk bat down one article after another about him in real time.
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If you're okay getting a mortgage, then you should be okay getting PMI. They are both tools to help you buy a home when you don't have the cash.
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Good news for home buyers.
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This is not a misprint: mortgage rates are starting the day 0.50% lower than yesterday. This matches the biggest drop we've ever recorded in day-over-day terms (from March 2020, when it was arguably less "real" for a variety of reasons).
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Proud to say I wasn't laid off from Twitter today.
Of course, I didn't work there, so that helps.
Seriously though, best of luck to all those who were given the bird, or more accurately, had the bird taken away today. #TwitterLayoffs
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Wow these guys are pure comedy. Someone should hire them for viral marketing.
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DSCR Loans - The no-tax-return investment property mortgage for beginning and experienced RE investors.
myperfectmortgage.com/dscr-loan/
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Is it bad that my monthly medical coverage for 2023 would exceed the mortgage payment on my rental property?
I think I'll be changing. Or ditching altogether and buying another rental :)
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Sorry, the survey is over 50 years old. I have no idea what decade it is anymore.
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Anyone else see this? This could have huge implications for this 40+ year old survey. I wonder if we'll see higher rate averages because more diverse loan applications will be brought in, not just A+ scenarios. Anyone talking about this yet?
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**Breaking**: Mortgage rates hit 18.22%.
Just kidding. 7.25% doesn't sound *as* bad now, does it? You're welcome.
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This is what happens when it’s rained just half an inch in 4 months. Trees become matchsticks.
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We currently have the worst air quality of any major city on earth.
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After having to follow tough acts in piano recitals as a kid I hope to God they put this kid last.
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