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    Don't waste your time and money. You have to find how to spend your time wisely. We can help you with money.

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    Big announcement coming from the Carpenter team TOMORROW! Any guesses!?

  5. Got the promotion and the big raise? Don't forget to increase your retirement savings so you don't pay for it later.

  6. Secured vs. Unsecured Small Business Loans We offer Accounting Services. Visit for more information.

  7. As of Feb. 1, the United States is beginning its 128th consecutive month of an economic expansion, the longest in our nation’s history based on records maintained since 1854 (source: National Bureau of Economic Research, BTN Research).

  8. Universal Assurance, our program designed for the workers' compensation needs of PEOs & staffing agencies, was born out of a need to stabilize and predict future workers' comp costs. As Bob Barrow says, "You control your own destiny."

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    Golden Advice for long term wealth * Save before you spend. *Start saving and investing from your first paycheque *Instead of random investments follow Goal-based investments. *Stick to your asset allocation *Stay invested for long till your goal is achieved.

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    Facts, not opinions, are behind the Star and Diamond Ratings from our experts.

  11. 4. velj

    ❗️ An important deadline for Members

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    Following is a list of various planning points that you may want to consider resolving to address in 2020 concerning your estate plan

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    How much is enough when it comes to having cash on hand for emergencies and other short-term needs? DBR & CO Financial Advisor, Jeremy Suschak, CFP® offers his thoughts in this morning's Money Talk on CBS Radio:

  14. 4. velj

    Some things lend themselves to a DIY approach, but financial planning isn’t one of them.

  15. term insurance is the only tool to take care one of the most important "liability" of your balance sheet known as "dependents" make sure the sum insured (after paying off the other liabilities) can generate enough passive income to support your dependents.

  16. 31. sij

    Goals based planning limits whereas value based expands possibilities.

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