As though Idiocracy had many of the symptoms correct, but it turns out that the etiology has to do with a lack of dialogue between hands-on workers & those with formal education, rather than some failure to forcibly sterilize the lower classes.
There’s a scene where two characters bond over their shared love of money.
But the reasons our policies are so terrible & finance firms are all “we make $ the old-fashioned way, we print it” have nothing to do with declining IQ.