Yeah. I pay more in taxes, but my mortgage is less. Same for childcare. I spend more on my car and groceries, though.
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The figure for car ownership includes depreciation. Nobody's spending $10k a year running a car.
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I assumed they meant car payments?.
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She's in Canada, so factor in the lower Canadian dollar.
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She's *complaining* about having a lifestyle where she can spend $5k on clothes & $10k on 2 vacations, still saving $5k tax-free (TFSA), and "only" having $6.5k left over at the end of the year. Some of her budget must go to bad drugs.
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I agree. And she doesn’t have an RSP. I feel like she should think about that, even with TFSA.
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All that tweet demonstrates to me is the hypothetical family needs to budget better. Being a bit more modest and not taking two $5000 vacations a year. If anything I see it as bragging "I can dump thousands into savings, vacations, and cars, and still save $6500."
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Weird. When I do calculations for federal taxes on 140k income, for someone with 2 dependents, filing jointly, and deducting 15k in childcare expenses, i only come up owing 14k in federal income taxes...not 42k. This was on 2 separate tax sites.
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Oh...just saw she’s canadian. Yeah, not going to search canadian tax sites.
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She’s in Canada eh
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