Guarantee access? Kind of like how sketchy used car dealers say that they have credit for everyone? At 35% interest.
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So many hoops to jump through just to allow freeloaders...
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Any pre-existing condition and, I presume, conditions arising from a pre-existing condition would be excluded from coverage. This isn’t insurance in any meaningful sense.
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This is literally what many people had through employer provided health insurance before the ACA. The insurance would cover you, just not say, your diabetes, for a certain time period, usually 2 years. the insurance plan/carrier would often change before the 2 years was up.
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