For such people, their back pay, when it is finally given to them, is likely to be largely (or completely) spoken for paying bills and buying the necessities of life, with none left for collateral or a new loan payment!
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It's also people who are vulnerable to high cost high risk lending like payday loans when they can't leverage, paying 600% interest on your monthly expenses for even a month can be an impossible hill to climb out of.
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Is it possible that Wilbur Ross has pals who profit when people take out loans? Are we talking those horrible 'payday' loans?
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