And sometimes regulators demand it. But especially on the employer sponsored side, insurers cover a lot of useless stuff because employers don’t want to hear employees complain about having to pay for chiropractic or whatever
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Indeed. Why else did quack-friendly legislators like Tom Harkin fight so hard to have the ACA cover any medical service whose practitioners are licensed by the state? Chiropractors are licensed in all 50 states. In some states acupuncturists and naturopaths are licensed.
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UK health insurance market different from most other countries. <8% of population has it. Homeopathy may be offered but uptake likely very low.
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