(Very) Hot (and Uninformed) Take: Technologically-facilitated marketing has gotten extremely good at exploiting hyperbolic discounting, but eventually that misallocation will come due.
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Oh it's not hypothetical?
Can you point me to it? I'm really curious now! -
In development still. But, I'll be releasing lots of in-progress thoughts at, http://thoughts.johnbnelson.com (currently a placeholder) and tweeting them here, too.
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