The essence of Bitcoin is personal responsibility and mathematics.
I think this is the biggest vote against the likelihood of its mass adoption with the values its enthusiasts embrace in it.
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Not to say it won’t be widely embraced in other ways by the lazy and ignorant masses; those who want the power for themselves carry the responsibility themselves, and those who don’t give it to others.
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Though one might also say that having society revolve around soft money incentivizes laziness and ignorance. Could it be different with sound money?