Insurers already do this when they have access to genetics test by other means: https://www.smh.com.au/healthcare/insurers-discriminating-against-people-who-get-genetic-test-results-could-hobble-research-bioethicists-warn-20171102-gzd7vu.html?_ga=2.31996854.987883748.1533512153-1179237306.1533512153 …
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