Question: If Smaug had invested the gold the moment he got it, how much would he have had when he was killed?
More like, dead dwarves: he got his gold mainly by mass murdering dwarves. No mass murder, no gold to invest. Mass murder, no dwarves to invest in.
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And that's the main reason all the socialist ploys to get rich by plundering the rich always bring the countries that adopt them to financial ruin: you can't get rich by killing the goose that lays the golden eggs.
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That's why the sensible thing to do is farm them. Create a stable pipeline of golden geese from nest box to table then have all the gold and goose meat you can eat.
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