All the credit reporting agencies do. See this recent verdict in California against Trans Union:https://www.law360.com/articles/936827/calif-jury-hits-transunion-with-record-60m-fcra-verdict …
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I thought it was more data furnishers and not the reporting agencies themselves.
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That's what the credit reporting agencies would have you believe. But it is their responsibility to assure maximum possible accuracy.
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