me, explicitly, in econ 101: "health insurance is a morass of info problems and worse, don't think you've learned anything about it here"
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Replying to @eigenrobot
though even if you assume perfect information and rational expectations the proposed bill doesn't work
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Replying to @bobpoekert
especially, even. it could only work if the 30% 1-year penalty had some miraculous psychological effect
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Replying to @bobpoekert
jeez is that what they're doing? I've been trying to stay away from developing opinions re: health programs because I'm not...
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Replying to @eigenrobot @bobpoekert
willing to do work to attain mastery of important industry details my uninformed prior is that any proposed program fails :)
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Replying to @eigenrobot
keeping the pre-existing condition restrictions and removing the penalties for not having insurance seems pretty broken
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Replying to @bobpoekert
if there's an industry detail that makes that work that would be very interesting
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Replying to @bobpoekert
oh god they're actually doing that? amazing. just incredible I guess path of least resistance
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Replying to @eigenrobot
if you don't have insurance for more than six months you pay 30% extra premiums the first year, but that's nothing
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Replying to @bobpoekert
/and/ they're expanding HSAs (though idk how elastic HSA contributions are). it's like they want the system to collapse
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maybe that's the goal? try to crush the whole system? (but how do they benefit?) incompetence seems more likely but who knows
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Replying to @eigenrobot
it was written by multiple people so there's probably more than one motivation behind it
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