Not too late!
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tfw no debt at all :(
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let me have Fun :)
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I find myself wishing I’d taken out a bigger mortgage
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you still can, sorta. Mortgage rates are absurdly low. Property's expensive, but does extremely well as a fixed asset during inflation. It's the combo of inflation + low interest rates that's crazytown
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credit is still really cheap
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maybe i should buy some land
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