sort of a guilty RT because it feels like anything around taliban is tainted by Discourse but. ultimately i endorse anything that dunks on Nudgehttps://twitter.com/BDSixsmith/status/1430104095642247170 …
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like eg automatically setting 401(k) deductions to a higher level when people start work and making them take a step to reduce the deductions increases gross savings but then someone else thought about it a little harder and noticed that it doesnt increase net savings
what happens is people just start borrowing more when they get a smaller paycheck so in many ways theyre even worse off than status quo ex ante
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