first pass at least, im worried about this it would be oversimplifying but one could maybe tell a story of how everything that has happened in the last ten years is downstream of a breach in an implicit social contract that went down in 2008https://twitter.com/eigenrobot/status/1422384419122208769 …
did FHLMC /FNMA guarantee those? know it was only conventional mortgages but cant recall how they handled second/third homes
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Don’t have the numbers offhand, but here is Freddie still dealing with second mortgages & investment properties in 2021.https://my.sf.freddiemac.com/updates/news/news~guide-bulletin-2021-21-second-home-and-investment-property-mortgages …
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They did, depending on the credit of the borrower
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