conventional wisdom is that spending a lot on a mattress is fine and I used to believe this but I've learned too much see link (old Slate) its all Scam i currently sleep on a custom futon mattress on tatami linen sheets are actually worth it though https://www.google.com/amp/s/slate.com/human-interest/2000/11/going-to-the-mattresses.amp …
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Ok, but then how are you sneaking $56K into a (Roth?) 401K?
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Backdoor roth
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7200 for hsa if it's a family plan
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HSAs are amazing.
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Withholding gang reporting in. Don’t forget that 10.5K a year cap to get that sweet sweet tax free child care.
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