dad talk time i am begging you stop buying expensive new shit buy cheap new shit or good used shit there is no reason to pay $2000 for a couch or to ever buy a new carhttps://twitter.com/eigenrobot/status/1338573332090785794 …
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do you want nice clothes? thrift your suits and get them cleaned and tailored, they'll look great and most likely be higher quality than new stuff this is my entire wardrobe
15 replies 7 retweets 304 likesShow this thread -
layaway is a massive scam and should probably be illegal never do this
7 replies 3 retweets 232 likesShow this thread -
"im taking out this loan to improve my credit score" NO you are letting yourself get scammed as an excuse to buy something you cant afford
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there are only two real credit scores "good enough" and "shit" and if you want to try to game this you are probably in the second bucket and you should simply stop buying shit for a while
4 replies 7 retweets 266 likesShow this thread -
Replying to @eigenrobot
there are some people who are incredibly nerdy and competently do the whole "credit churning" stuff for fun dangerous game that should only be engaged in by a certain Neurotype
1 reply 0 retweets 17 likes
those people know who they are and that this advice does not apply to them
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