feel somewhat more negative about credit availability lately
bought an easy chair with @selentelechia tonight, chatted with the sales guy about things and he mentioned the existence of LEASED FURNISHINGS?
sadly not sure there's any good way to restrict ornate credit instruments
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apparently there are also kickbacks to car salesmen from lenders, and they actually take bids when they run ones credit thought it was weird as hell when i came in with a lovely preapproved credit offer and they wanted to run me again anyway hate this very much
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especially given that at this point lenders actually are somehow making a profit when they repo cars (???? weird but this is the report from industry) im just negative as hell about all of this
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also interesting that i didnt know that any of this crap even existed thanks skinflint dad you raised me right
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Replying to @PstafarianPrice @ouranometrian
jesus im rich and I paid $500 for a $500 sofa from ikea
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That is, of course, part of why you are rich.
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it felt decadent as hell
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