feel somewhat more negative about credit availability lately
bought an easy chair with @selentelechia tonight, chatted with the sales guy about things and he mentioned the existence of LEASED FURNISHINGS?
sadly not sure there's any good way to restrict ornate credit instruments
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paraphrasing here but
@Steve_Sailer has been noting for a long while that a growing portion of society/economy is the spreadsheeted classes pulling a fast one on the stupids clearly not Good but is it sustainable? -
Not that new, I was still a kid when we had a TV and I remember seeing TV ads pitching bank credit to adolescents to buy stereos and dirtbikes. Set my teeth on edge even back then.
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Have you been to a rent-a-center?
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It’s a horrifying materialist dystopia.
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i tell myself that the debt structure makes me better off in some convoluted way but i don't believe it. i'm pretty sure it's a net negative for society.
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I think most car dealers make more money through finance than they do selling cars. Seems to more true for the home solar energy cos.
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Vendor financing has been around for a long time. The British phrase is “buying on the never-never”. Instalment plans for consumer durables started in the 19th century I think.pic.twitter.com/Pt4kVhGWYY
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at one point a few years ago I overheard a radio ad from some construction workers' truck hawking financing to buy... something (cars?) enthusiastic voice: "no payments... until 2017!!!" (this was November 2016 or so)
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enthusiastic voice: "instant gratification has never gotten more instant!" just... aaaaaaagh
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I've seen rental fencing.
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rental FENCING makes perfectly good sense - do construction around location X, pick up the phone, come back the next day, the whole thing is fenced in, your slap a padlock on it, pass the invoice up to management you finish the job, you make a call, the fencing goes away
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