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eigenrobot's profile
eigenrobot
eigenrobot
eigenrobot
@eigenrobot

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eigenrobot

@eigenrobot

robot. friend.

eigenrobot.substack.com
Joined July 2013

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    1. eigenrobot‏ @eigenrobot 14 Dec 2020

      feel somewhat more negative about credit availability lately bought an easy chair with @selentelechia tonight, chatted with the sales guy about things and he mentioned the existence of LEASED FURNISHINGS? sadly not sure there's any good way to restrict ornate credit instruments

      34 replies 1 retweet 176 likes
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    2. eigenrobot‏ @eigenrobot 14 Dec 2020

      apparently there are also kickbacks to car salesmen from lenders, and they actually take bids when they run ones credit thought it was weird as hell when i came in with a lovely preapproved credit offer and they wanted to run me again anyway hate this very much

      10 replies 2 retweets 110 likes
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      eigenrobot‏ @eigenrobot 14 Dec 2020

      especially given that at this point lenders actually are somehow making a profit when they repo cars (???? weird but this is the report from industry) im just negative as hell about all of this

      1:10 AM - 14 Dec 2020
      • 92 Likes
      • fake geek guy Cosmo PALEOLITHIC AGE TUNA 🐟 ALTUNA🐟 ALTINA R H O D I E Andrew Stratelates ⚓🏴󠁧󠁢󠁥󠁮󠁧󠁿☦️ Trad Anglican Jeffrey 🎃’Brien j Dalton
      8 replies 0 retweets 92 likes
        1. eigenrobot‏ @eigenrobot 14 Dec 2020

          also interesting that i didnt know that any of this crap even existed thanks skinflint dad you raised me right

          11 replies 0 retweets 105 likes
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        2. Wie Dan 🍃‏ @LudditeHacker 14 Dec 2020
          Replying to @eigenrobot

          GM stopped making money on cars and turned to loans for profit like 20+ years ago if I remember correctly.

          3 replies 0 retweets 4 likes
        3. Wie Dan 🍃‏ @LudditeHacker 14 Dec 2020
          Replying to @LudditeHacker @eigenrobot

          (I'm an expert on this, I read 1 article about it 5 years ago)

          0 replies 0 retweets 2 likes
        4. End of conversation
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        2. eigenrobot‏ @eigenrobot 14 Dec 2020
          Replying to @R1Jack

          i think so yes

          0 replies 0 retweets 2 likes
        3. End of conversation
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        2. eigenrobot‏ @eigenrobot 14 Dec 2020
          Replying to @RobertCinci

          think its weird covid supply constraint shit

          1 reply 0 retweets 1 like
        3. End of conversation
        1.  🇭🇰 Silas  🇭🇰‏ @CrimeaArchivist 14 Dec 2020
          Replying to @eigenrobot

          I'm still trying to figure out how the company that approved my (really quite excellent) home loan makes money when they immediately shunted the loan and all related payments to another company before the first payment

          0 replies 0 retweets 1 like
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        2. bdunbar‏ @bdunbar 14 Dec 2020
          Replying to @eigenrobot

          Knew a guy with one of those shady-looking car lots. Diverse used cars, no brand affiliation, 'EZ credit' signs. He'd sell to anyone. Repo when they missed a payment. Clean it up and sell it a few days later.

          3 replies 0 retweets 2 likes
        3. ⓘ Dogs don't have thumbs‏ @MorlockP 14 Dec 2020
          Replying to @bdunbar @eigenrobot

          watch youtube channel "vinwiki", guest "Rabbit", owner of a "buy here, pay here" lot he talks about this model

          1 reply 0 retweets 2 likes
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