For those in Texas, those rates are reliable. And many Californians pay cash.
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hot take, we still do thanks to manipulation depressing return of riskless and low-risk assets, but the risk-adjusted return is way down.
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Bonus: a lot of the pension math that is already so terrible actually assumes this is still true.
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Me: *Buys real estate, that's leverage right. 5x 1.4% is 7* Also me, 2 years later, out everything after the local stabbings: Huuuuuuh.
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Einstein probably less impressed with compound interest today.
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Think about that a lot :(
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