This is not true? Credit card companies make the almost all of their profit from the poor, specifically speaking people with sub-700 credit scores.https://twitter.com/ded_ruckus/status/1225983839790493698 …
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The two distributions I've seen on fees showed it peaking around 620-650 and then diving until you got to around 800 where it went up again but not nearly as much.
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Yeah that I saw Need to also know to draw conclusion most profits from people with low scores: the total daily balance for the score bucket
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hard to say actually